Utah

Loan Amount and Terms

The minimum loan amount available to Utah customers is $100.00

The maximum loan amount available to Utah customers is $1500.00*

The minimum loan term is approximately 4 months

The maximum loan term is approximately 4 months

–Actual loan terms may vary based on applicant’s qualifications.

–Number of payments is determined by your employment pay frequency.

–You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

–We are a direct lender in the state of Utah.

STATE AGENCY

Utah Department of Financial Institutions; 324 South Street, Suite 201, Salt Lake City, UT, 84111, or PO BOX 146800 Salt Lake City, UT 84114-6800. (801) 538-8830.

NOTE: If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.

Disclaimer:
The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.

$500 Loan
Payment Schedule Payment Number Date Payment
1 02/08/2018 $156.16
2 02/22/2018 $156.16
3 03/08/2018 $156.16
4 03/22/2018 $156.16
5 04/05/2018 $156.16
6 04/19/2018 $156.16
7 05/03/2018 $156.16
8 05/17/2018 $156.24

Please call us at 888-272-5105 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Illinois

Loan Amount and Terms

The minimum loan amount available to Utah customers is $100.00

The maximum loan amount available to Utah customers is $1500.00*

The minimum loan term is approximately 112 days.

The maximum loan term is approximately 180 days

–Most Recent proof of Income will be required (typically within 30 days or less)

–Actual loan terms may vary based on applicant’s qualifications.

–Number of payments is determined by your employment/income pay frequency.

–You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

–We are a direct lender in the state of Illinois.

Illinois Guide to Payday Loans

Disclaimer:
The examples below show a $100 13 day loan, $400 30 day loan and $400 180 day loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us. Please call us at 888-272-5105 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.
The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

EXAMPLES OF TYPICAL TRANSACTIONS / SCHEDULE OF FINANCE CHARGES:
Amount of Loan Term Finance Charges APR
$100 13 Days $15.50 435.19%
$400 30 Days $62.00 188.58%
$400 180 Days $242.78 188.60%

WARNING: This loan is not intended to meet long-term financial needs. This loan should be used only to meet short-term cash needs. The cost of your loan may be higher than loans offered by other lending institutions. This loan is regulated by the Department of Financial and Professional Regulations.

INTEREST-FREE REPAYMENT PLAN: If you still owe on one or more payday loans, other than an installment payday loan, after 35 days, you are entitled to enter into a repayment plan. The repayment plan will give you at least 55 days to repay your loan in installments with no additional finance charges, interest, fees or other charges of any kind.

ATTENTION CUSTOMERS: The Lender cannot use the criminal process against a customer to collect any payday loan.

 

EJEMPLOS DE TRANSACCIÓNES TÍPICAS / TABLA DE CARGOS DE FINANCIAMENTO:
Cantidad del Préstamo Término Cargos de Financiamiento APR
$100 13 Días $15.50 435.19%
$400 30 Días $62.00 188.58%
$400 180 Días $242.78 188.60%

ADVERTENCIA: Este préstamo no tiene por objeto cubrir necesidades económicas a largo plazo. El préstamo debería utilizarse únicamente para cubrir necesidades económicas a corto plazo. El costo de su préstamo puede ser mayor que el de otros préstamos de otras instituciones. Este préstamo está regulado por el Departamento de Regulaciones Financieras y Profesionales.

PLAN DE REEMBOLSO SIN INTERÉS: Si al término de 35 días usted aún cuenta con un o más prestamos “payday” excepto un préstamo “payday” de plazos, tendrá el derecho de participar en un plan de reembolso. El plan de reembolso le dará al menos 55 días para devolver el préstamo en cuotas sin recargos por financiamiento, interés, honorarios, ni cargos de cualquier otro tipo.

ATENCIÓN CLIENTES: El prestamista no puede utilizar el proceso penal contra un cliente al cobrar cualquier préstamo de “payday”.

Warning:
This loan is not intended to meet long-term financial needs. This loan should be used only to meet short-term cash needs. The cost of your loan may be higher than loans offered by other lending institutions. This loan is regulated by the Illinois Department of Financial and Professional Regulation.

Advertencia:
Este préstamo no está destinado a satisfacer las necesidades financieras a largo plazo. Este préstamo debe usarse solo para satisfacer las necesidades de efectivo a corto plazo. El costo de su préstamo puede ser más alto que los préstamos ofrecidos por otras instituciones de crédito. Este préstamo está regulado por el Department of Financial and Professional Regulation.

Interest-Free Repayment Plan
If you still owe on one or more payday loans, other than an installment-payday loan, after 35 days, you are entitled to enter into a repayment plan. The repayment plan will give you at least 55 days to repay your loan in installments with no additional finance charges, interest, fees, or other charges of any kind.

Plan de pago sin intereses
Si aún debe uno o más préstamos de día de pago, a excepción de un préstamo de pago en cuotas, después de 35 días, usted tiene derecho a ingresar en un plan de pago. El plan de pago le dará al menos 55 días para pagar su préstamo en cuotas sin cargos financieros adicionales, intereses, tarifas u otros cargos de ningún tipo.

STATE AGENCY

Illinois Department of Financial and Professional Regulation. www.idfpr.com. 320 W Washington Street, 3rd Floor, Springfield IL 62786. 888-473-4858. A copy of our license is displayed on the Rates Page.

Texas

TEXAS

CSO/CAB Installment Loan

For Texas residents, Cash For Whatever Texas LLC will not be the direct lender for loans that you may receive from this website. Cash For Whatever Texas LLC is a Credit Service Organization and a Credit Access Business (“CSO/CAB”). The role of the CSO/CAB is to try to arrange for a loan between you and a third-party lender, service that loan if the loan is funded and provide the third party lender with a letter of credit for your loan. If you have any questions regarding your loan, please direct all questions or comments to Cash For Whatever Texas LLC (888-272-5105) and not the third party lender.

–Min Amount: $100.00, Max Amount: $1500.00

–Total Interest and CSO/CAB Fees Rate: 649% APR** (This includes CAB/CSO Fees and Interest ) and ** rates and interest may vary

–The Third Party Lender will charge an interest rate not to exceed 10.00% per annum and the Credit Service Organization/Credit Access Business will also charge fees.

–Actual loan terms may vary based on applicant’s qualifications.

–Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days and not more than 180 days.

–You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

–You have the right to cancel your loan within 3 calendar days of signing your loan docs. Cancellation Forms will be provided with your Loan Documents.

*All Fees, Interest and Loan Terms are subject to vary by state

Sample Fees and Rates

–The CSO/CAB Fees will vary based on your loan amount and qualifications. The Third Party Lender will also charge interest at a Rate not to exceed 10% APR.

CLICK BELOW FOR EXAMPLES OF CONSUMER DISCLOSURE FORMS WHICH ARE REQUIRED BY LAW. THESE ARE EXAMPLES OF THE TOTAL COSTS AND FEES ASSOCIATED WITH THE DIFFERENT LOAN AMOUNTS OR PAYMENT SCHEDULES

(PLEASE NOTE YOU ACTUAL PAYMENTS MAY VARY):

STATE AGENCY // NOTICE REGARDING CONSUMER CREDIT

Cash for Whatever Texas LLC obtained a license with the Texas Office of Consumer Credit Commissioner. You may contact the Consumer Credit Hotline for information or assistance. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.texas.gov, occc.texas.gov.

The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Please call us at 888-272-5105 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

Missouri

Loan Amount

Min Amount: $100.00, Max Amount: $1500.00

Direct Lender Rate: 649% APR

All loan terms are approximately 4 months

*All Fees, Interest and Loan Terms are subject to vary by state

 

–Actual loan terms may vary based on applicant’s qualifications.

–Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.

–You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

–We are a direct lender in the state of Missouri.

State Agency: Missouri Division of Finance, Truman State Office Building, Room 630, Jefferson City, MO 65102.

Please call us at 888-272-5105 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

 

NOTE: IF you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.

Disclaimer:
The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.

$500 Loan
Payment Schedule Payment Number Date Payment
1 02/08/2018 $156.16
2 02/22/2018 $156.16
3 03/08/2018 $156.16
4 03/22/2018 $156.16
5 04/05/2018 $156.16
6 04/19/2018 $156.16
7 05/03/2018 $156.16
8 05/17/2018 $156.24
Wisconsin

Loan Amount and Terms

The minimum loan amount available to Wisconsin customers is $100.00

The maximum loan amount available to Wisconsin customers is $1500.00*

The minimum loan term is approximately 4 months

The maximum loan term is approximately 4 months

–Actual loan terms may vary based on applicant’s qualifications.

–Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.

–You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.

–We are a direct lender in the state of Wisconsin.

State Agency: Department of Financial Institutions; Division of Banking; 201 West Washington Avenue, Suite 500; Madison, Wisconsin 53703

Please call us at 888-272-5105 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

 

NOTE: IF you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.

 

Disclaimer:
The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.

$500 Loan
Payment Schedule Payment Number Date Payment
1 02/08/2018 $156.16
2 02/22/2018 $156.16
3 03/08/2018 $156.16
4 03/22/2018 $156.16
5 04/05/2018 $156.16
6 04/19/2018 $156.16
7 05/03/2018 $156.16
8 05/17/2018 $156.24
Alabama

*** Not available at this time, coming soon ***

Loan amount:
– Min – $100
– Max – $1,500

Loan Terms are approximately 4-6 months with no prepayment penalty**

Direct Lender Rate is approximately 649%**

** Actual Loan Terms, Fees, Interest and other loan terms vary based on applicants qualification and vary by state

Need cash? Now’s your chance to get up to $1,500 in your account by tomorrow.*

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