Want to be in a better financial position? Want to save money, but don’t know where to start? Here are 25 simple ways you can start to save money today.
- Create a budget, track it daily and stick to it
- Spend Cash only, don’t use credit or debit cards
- Use the library or library app instead of buying books
- Cook your meals at home
- If you don’t know how to cook, learn from a friend or find easy recipes online
- Pack your lunch
- Keep snacks in your desk drawer instead of visiting the vending machine
- Buy a travel mug and make your own coffee at home
- Visit yard sales
- Shop at thrift stores
- Shop your auto / home insurance around for a better deal
- Automate your savings
- Use a grocery list and stick to it
- Plan meals ahead of time
- Plant a garden
- Sell your clutter online or have a yard sale
- Use coupons – some stores have online coupons if you use their apps
- Get rid of expensive cable TV
- Have a family movie night-in rather than going to the theater
- Plan ahead and holiday shop early
- If you get an increase in salary, put the extra into savings
- Save loose change in one spot
- Get rid of your gym membership and work out at home to online videos
- Check your bank account daily and avoid overdraft fees
- Remove the overdraft option from your checking account altogether
Managing money and achieving financial security may seem like an obstacle course. But the rewards of successful savings makes it worth it. With these 25 money-saving tips in mind, you’ll be better-equipped to make progress on your financial journey. All it takes is a plan, dedication, and the knowledge to make it work. With these suggestions in your back pocket, you can make sure your savings goals are met.
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